This policy covers physical loss of or damage to the property insured described in the schedule from any cause not hereinafter excluded whilst
- at work or at rest anywhere within the insured’s premises as specified
- in transit including loading and unloading or whilst temporarily stored at any premises
- temporarily removed from the insured’s premises to any other location.
The policy can also be extended to cover Increase in Cost of Working resulting from the hiring of substitute equipment following upon the damage