House Owners

Home House Owners

This policy covers the building of the private dwelling house which is constructed and situated as stated in the schedule (such private dwelling house called the “private dwelling house”) and all domestic rooms private garages, private outbuildings, private tennis courts, private swimming pools (except portable swimming pools), boundary and other walls, gateposts, gates, fences (other than hedges) and paved or surfaced areas (including driveways) of brick, concrete, asphalt or stone (not gravel) being on the same premises as and used solely in connection with the aforesaid private dwelling house, including fixtures and fittings belonging to the owner at the aforesaid private dwelling house, domestic rooms, private garages, private outbuildings, private tennis courts and private swimming pools (but only whilst such fixtures and fittings are in or on the aforesaid private dwelling house, domestic rooms. private garages, private outbuildings, private tennis courts or private swimming pools), as well as the public supply or mains connections all the aforementioned which are being referred to in this section as “insured property’, “insured buildings” and “insured building”.

The policy also extends to cover the liabilities associated with owning a house and covers the contents of the house as well as items ordinarily carried around by people on them such as jewellery; watches; rings etc.