Motor Fleet (any type of vehicle)
This policy covers loss of or damage to any vehicle described in the schedule and its accessories and spare parts whilst thereon. In addition, if such vehicle is disabled by reasons of any loss or damage insured hereby, the company will pay the reasonable cost of protection and removal to the nearest repairers and the insured may give instructions for repairs to be executed without the previous consent of the company to the extent of but not exceeding 0.5% of the sum insured on the vehicle provided that three detailed estimates are first obtained from the Company’s approved list of repairers and immediately forwarded to the company. The company will also pay the reasonable cost of delivery to the insured, after repair of such loss or damage, not exceeding the reasonable cost of transport to the permanent address of the Insured in Zimbabwe, Namibia, Botswana, Lesotho, Swaziland, Zambia, South Africa, Malawi and Mozambique.
The policy also extends to cover the insured’s legal liabilities arising in connection with the use of the insured motor vehicle. To qualify for motor fleet insurance one must own at least 20 self propelled vehicles to be insured under one policy.