Scholars Personal Accident

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National Scholars and Teachers Personal Accident Scheme

At TristarInsurance we realized that there were no personal accident insurance facilities that served students and teachers despite the fact that they account for over 25% of the country’s total population. This product will enhance value in the child’s academic, sporting and social life whilst creating peace of mind for parents and teachers. The school then has freedom to participate in all its endeavors with the knowledge that they are covered by a solid insurance partner.

The National Scholars and Teachers Personal Accident Scheme is a national scheme, which was brokered with the Ministry of Education to cover all teachers and schoolchildren when they are under the custody of the school authorities. The cover provides compensation in respect of Death, Permanent Disability and Medical Expenses for students while on their way to school, at school and on their way from school.

 

The scholar’s personal accident cover is an insurance cover for death or injury caused by accidental, violent, external and visible means, including cover for permanent disability and medical expenses. Cover applies: –

  • When traveling to and from school.
  • When participating in any sporting, cultural and social activities.
  • Whilst at recreational places during school hours.

For borders cover is for 24 hours whilst at school premises as well as outside school premises for any school related activities.

Benefits and Premiums

A summary of the table of benefits and premiums is detailed below: –

Cover type BENEFITS PREMIUMS PER SCHOOL TERM
Death Permanent Disability Medical Expenses Teachers Secondary School Students Primary School Students
Bronze 1 000.00 % of 1 000.00 100.00 2.00 2.00 1.00
Silver 2 000.00 % of 2 000.00 200.00 3.00 3.00 2.00
Gold 3 000.00 % of 3 000.00 300.00 4.00 4.00 3.00
Diamond 4 000.00 % of 4 000.00 400.00 5.00 5.00 4.00
Emerald 5 000.00 % of 5 000.00 500.00 6.00 6.00 5.00
Sapphire 7 500.00 % of 7 500.00 750.00 8.00 7.00 6.00
Platinum 10 000.00 % of 10 000.00 1 000.00 10.00 8.00 7.00